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Terms + Conditions of Use

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THE SUNLAND SPECIALTY INSURANCE GROUP, LLC WEBSITE.

Sunland Specialty Insurance Group, LLC (“Sunland”) has created this website to offer certain services, information and/or content (collectively, “Services”).  Access to or use of and/or browsing  of this website is provided subject to the Terms and Conditions set forth herein.  By accessing, using and/or browsing this website, you hereby agree to these Terms and Conditions.  If you do not agree to these Terms and Conditions or the Privacy Policy do not access or use the Services. 

DISCLAIMER

Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

DISCLAIMER OF ALL WARRANTIES

The Services are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied, including, without limitation, warranties of title, noninfringement, and implied warranties of merchantability or fitness for a particular purpose.  Without limiting the generality of the foregoing, the Sunland makes no warranty, representation or guaranty as to the content, sequence, accuracy, timeliness or completeness of the Services, that the Services may be relied upon for any reason or that the Services will be uninterrupted or error free or that any defects can or will be corrected.  Under no circumstances, as a result of your use of this website, will Sunland be liable to you or to any other person for any direct, indirect, special, incidental, exemplary, consequential or other damages under any legal theory, including, without limitation, tort, contract, strict liability or otherwise, even if advised of the possibility of such damages.  Without limiting the generality of the foregoing, the Sunland shall have absolutely no liability in connection with this website:

  1. damages as a result of delays or interference in operation or transmission, non-delivery of information, security incidents, deletions of files, mistakes, defects, errors, interruptions or computer failure or malfunction;
  2. any loss or injury caused, in whole or in part, by Sunland’s actions, omissions, or negligence, or for contingencies beyond  Sunland’s control, in procuring, compiling or delivering the Services;
  3. any errors, omissions, or inaccuracies in the Services regardless of how caused, or delays or interruptions in delivery of the Services; or
  4. any decision made or action taken or not taken in reliance upon the Services.
AGE RESTRICTION

The Services are not designed  and intended for individuals under the age of eighteen (18).

INDEMNIFICATION

You agree to indemnify and hold  Sunland harmless from any claim or demand, including attorneys’ fees, made by any third party as a result of (1) any violation of law that occurs by you through this website, and/or (2) anything you do using the website or the Services provided therein.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, in no event shall Sunland or any of its employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with this website, the Services, or any use or inability to use any of the foregoing, including but not limited to, personal injury, loss of profits, business interruption, loss of use, loss of goodwill, or loss of data, whether or not caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.  The foregoing does not affect any liability which cannot be excluded or limited under applicable law. 

INVALIDITY

If any provision of these Terms and Conditions is held to be invalid or unenforceable in whole or in part in any jurisdiction, then that provision shall be deemed ineffective in such jurisdiction but shall have no effect on the enforceability of the remaining provisions.

GOVERNING LAW, CONSENT TO JURISDICTION AND LIMITATION ON CLAIMS, NO CLASS ACTIONS

These Terms and Conditions and your use of the App and/or web site, along with the Services provided therein, shall be governed by and construed in accordance with the laws of the United States and the State of Tennessee without regard to conflict of laws principles, and you agree to submit to the jurisdiction of courts in the State of  Tennessee.  You further agree that any claims or causes of action arising out of or related to these Terms and Conditions, along with the Services provided therein, shall be filed within one (1) year after such claim or cause of action arose, or such claim or cause of action shall be forever barred.  You agree that any claims or causes of action must be brought in a court of competent jurisdiction in the State of Tennessee, United States.  You further agree that the parties can only bring a claim against each other on an individual basis and that neither party can bring a claim against the other as a plaintiff or class member in a class action, consolidated action or representative action. 

MODIFICATION

The Sunland may, it its sole and absolute discretion, modify these Terms and Conditions in whole or in party at any time for any reason without any notice to you, whether prior or otherwise.  Such modified Terms and Conditions shall supersede these Terms and Conditions and shall become binding when published on the website.  If you continue to use and/or access the Services after the changes are posted, you are agreeing that the changes apply to your continued use of this website.

WAIVER

The Sunland’s failure to exercise or enforce any right or provision of these Terms and Conditions shall not be deemed to be a waiver of such right or provision.

CONTACT INFORMATION

You may contact us at sales@sunlandsig.com

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